If an injury or illness kept you from working, how would you pay your bills? Disability insurance provides a monthly income to help you maintain your lifestyle and focus on recovery.
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Disability insurance is designed to replace a portion of your monthly income if you're unable to work. Policies are typically broken into two main types based on the duration of your disability.
Provides income replacement for a limited period, typically a few months, for temporary injuries or illnesses like surgery recovery.
Offers protection for more serious, prolonged conditions that keep you out of work for months, years, or even permanently.
Understanding these terms helps you choose the right plan: how long you wait for benefits and how long those benefits last.
Everything you've worked for—your home, your savings, your family's future—depends on your ability to earn an income. Disability insurance is the bedrock of a solid financial plan.
Don't leave your most important asset unprotected. Get a free, instant quote to see how affordable paycheck protection can be.
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